need for natioal health care

[Blue]

YOU are forced to have auto insurance
YOU are forced to have home owners

Wrong. The law says we have to have liability only auto insurance but, we can choose not to pay it and risk loosing out licence and, in some states we can be self insured via a sizable bank account.

We are not required to have home owners or renter's insurance. many do but, there are homes that no insurance company will insure.

There is no forced penalty for not having either, unless you get caught driving without insurance and, no penalty other than your own loss if you don't have home owner's insurance.

In either case, if you choose not to have the insurance, you do not pay anything except if there is a problem. As well as socialized medicine works for some countries it won't work here. Americans in general do not want to pay for something they choose not to have.