03-20-2014, 11:29 AM
Don't eat out, no fast food.
Restrict yourself to what you need, and not ALL you want.
If you are paid by direct deposit, have your check deposited to a savings account, and move funds to a checking account to pay bills, leaving what's left in the savings account.
Open a Christmas Club, and put as much as you can into it. When Christmas comes, use that money for holiday shopping. Any left over put into savings.
Restrict yourself to what you need, and not ALL you want.
If you are paid by direct deposit, have your check deposited to a savings account, and move funds to a checking account to pay bills, leaving what's left in the savings account.
Open a Christmas Club, and put as much as you can into it. When Christmas comes, use that money for holiday shopping. Any left over put into savings.