I saved a lot of money when I was around 28 but spent most of it for surgeries and to hire a personal trainer. Then went back to square one. Then started saving again.
I notice that I spend less money as I grow older. I haven't purchased new clothes since 2019. This coming from a guy who was so into fashion and originally wanted to be a fashion designer. I also save money by cooking and not eating out. Also, reduce the amount of eating salmon. It makes a lot of difference to my wallet.
First thing that I do after receiving my salary is paying my credit card and other necessary bills. Then a small amount for my parents. Then 20% into my saving account. Then I use the remaining to buy food, gas etc. I spend a little for myself but not too much. Few days before receiving my next salary, I will transfer all remaining salary from the previous month that I did not use into my saving account. So normally, I would save around 30% every month.
Additionally, I do have a side and third job. Part time. Money from part time job goes straight into my saving account.
Things are getting too expensive in here so have to be wise in managing finance.
I paid my student loan few years after I finished my study. Worked in a small video production from Mon to Sat until 2am. Also did part time job editing wedding videos for wedding companies. Tough time but glad to be able to clear the loan.
I notice that I spend less money as I grow older. I haven't purchased new clothes since 2019. This coming from a guy who was so into fashion and originally wanted to be a fashion designer. I also save money by cooking and not eating out. Also, reduce the amount of eating salmon. It makes a lot of difference to my wallet.
First thing that I do after receiving my salary is paying my credit card and other necessary bills. Then a small amount for my parents. Then 20% into my saving account. Then I use the remaining to buy food, gas etc. I spend a little for myself but not too much. Few days before receiving my next salary, I will transfer all remaining salary from the previous month that I did not use into my saving account. So normally, I would save around 30% every month.
Additionally, I do have a side and third job. Part time. Money from part time job goes straight into my saving account.
Things are getting too expensive in here so have to be wise in managing finance.
I paid my student loan few years after I finished my study. Worked in a small video production from Mon to Sat until 2am. Also did part time job editing wedding videos for wedding companies. Tough time but glad to be able to clear the loan.
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