Why So Many Flakes?

[LJay]

UH, [MENTION=23180]axle2152[/MENTION], I got problems with this, friend:

" I mean when you think of a 29 year old who lives with family you tend to think loser bum...although I read that is becoming more of a norm and other cultures a lot of folks don't move out until they're well into their 30's."

Give somebody ten minutes to get to know you and they would surely agree with me that you are a LONG way from being a bum. You seem to me to be a guy who cares about his family and has enough roots in this hometown that it all matters to him. Those are not characteristics of a bum, not by a long shot.

You need to help you parents face their own responsibility for their long term care. Do you have any siblings? You are right about the debt and the saving. Getting out of debt should be primary, though setting up a small and regular savings deduction from your pay is reasonable. Make it a 90-10 or 80-20 ratio and get after that debt. If you want to move--and living where you do I can see why you would not--there ar larger cities in your state to pick from. In the meantime, keep on being a good guy. That is a big attribute these days.