08-11-2016, 09:56 PM
Yes, the cure for risk deficiency is to take a bit more risk in your life.
You have a marketable skill with your technical knowledge and experience, so you could pretty much move anywhere.
Given your past, maybe a state with recreational cannabis should not be the first choice, but Colorado is booming right now.
If you move somewhere where you don't need a car, that might get you out of the sports car burden. Assuming you're underwater on that loan, you sell the car, pay off the rest in a lump sum, and be done. You should not be buying new cars in your financial situation. A used private party car where you pay cash makes way more sense.
You have a marketable skill with your technical knowledge and experience, so you could pretty much move anywhere.
Given your past, maybe a state with recreational cannabis should not be the first choice, but Colorado is booming right now.
If you move somewhere where you don't need a car, that might get you out of the sports car burden. Assuming you're underwater on that loan, you sell the car, pay off the rest in a lump sum, and be done. You should not be buying new cars in your financial situation. A used private party car where you pay cash makes way more sense.