12-07-2016, 04:54 PM
[MENTION=23180]axle2152[/MENTION] mentioned in another thread about wanting financial advice. My ex-wife and I went through Dave Ramsey's Financial Peace course and it helped us get debt free in a few years.
http://www.daveramsey.com/get-started/debt
His plan is counter to many plans which try to reduce the total amount paid over time by figuring out how much in interest you would save. His plan works on the precept that you are more likely to do something when you see results. Hence, paying off the smallest debt first, taking the money used for that, and applying it to the next, etc, etc.
We will be going back on this plan, now that my fiance has a job, and we can actually spend money on debt relief.
http://www.daveramsey.com/get-started/debt
His plan is counter to many plans which try to reduce the total amount paid over time by figuring out how much in interest you would save. His plan works on the precept that you are more likely to do something when you see results. Hence, paying off the smallest debt first, taking the money used for that, and applying it to the next, etc, etc.
We will be going back on this plan, now that my fiance has a job, and we can actually spend money on debt relief.
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Leo
