How are you today?

[Smurlos]

I'm starting to feel better now I have a tub of hagen dazs (strawberry cheesecake)

Smurlos, if you don't mind my input on the money front. Try leaving your credit card at home, have a debit card (one that wont let you spend more than what you have in the bank) for necessities and emergencies, and if you spot something you would normally put on the credit card, note where it is and go home and think it through, can I afford it? do I need it? what will it be doing in 6 months time (eg sat in the back of a cupboard or will it be still used?). Then you can assess the purchase and go back if it really is something you can afford/need/will use. Sorry if that sounds patronising and I know its harder than it sounds but just an idea. If its online you spend then put your credit card as far away from the computer as possible and do the same thing. make a rule that you have to consider online purchases at least overnight. If its a limited time offer the likelihood is you'll be able to find it elswhere anyway so dont panic!!!

Mmmmm, Hagen Dazs going down well. Considering a Jack to go with it. mmmmmm sundays......

:O do you like Ben & Jerry's Peace of Cake (Strawberry cheesecake) too???? Oh my god I'd sell my soul for a tub of that stuff (no where does it anymore round here.... WHHHHHHY?)

Oh I don't go on shopping sprees with my credit card, I'm fairly sensible. It's just doing stuff with my guy. Like when I meet him for lunch, we go in Boots and I buy... it's only small debits but they soon mount up. Then petrol goes on the card. But yesterday I bought a couple of tshirts I liked as they were reduced when we were in Portsmouth and I also used the card to pay for us to get to Portsmouth and yeah, I don't often get a weekend day off. So while it's not overly irresponsible spending... it is unnecessary spending nonetheless... but yeah, it's spending that's worth it and mostly non-material...

penny mile: