08-17-2008, 06:30 PM
I'm starting to feel better now I have a tub of hagen dazs (strawberry cheesecake)
Smurlos, if you don't mind my input on the money front. Try leaving your credit card at home, have a debit card (one that wont let you spend more than what you have in the bank) for necessities and emergencies, and if you spot something you would normally put on the credit card, note where it is and go home and think it through, can I afford it? do I need it? what will it be doing in 6 months time (eg sat in the back of a cupboard or will it be still used?). Then you can assess the purchase and go back if it really is something you can afford/need/will use. Sorry if that sounds patronising and I know its harder than it sounds but just an idea. If its online you spend then put your credit card as far away from the computer as possible and do the same thing. make a rule that you have to consider online purchases at least overnight. If its a limited time offer the likelihood is you'll be able to find it elswhere anyway so dont panic!!!
Mmmmm, Hagen Dazs going down well. Considering a Jack to go with it. mmmmmm sundays......
Smurlos, if you don't mind my input on the money front. Try leaving your credit card at home, have a debit card (one that wont let you spend more than what you have in the bank) for necessities and emergencies, and if you spot something you would normally put on the credit card, note where it is and go home and think it through, can I afford it? do I need it? what will it be doing in 6 months time (eg sat in the back of a cupboard or will it be still used?). Then you can assess the purchase and go back if it really is something you can afford/need/will use. Sorry if that sounds patronising and I know its harder than it sounds but just an idea. If its online you spend then put your credit card as far away from the computer as possible and do the same thing. make a rule that you have to consider online purchases at least overnight. If its a limited time offer the likelihood is you'll be able to find it elswhere anyway so dont panic!!!
Mmmmm, Hagen Dazs going down well. Considering a Jack to go with it. mmmmmm sundays......